James S Bennett, CLU®, ChFC®, CFP®

Wealth Management Advisor

Personal Retirement Planning

My practice is primarily focused on helping individuals plan for a financially secure and worry free retirement.  For many individuals, retirement may last for 30 years or more.  It’s been said that many people will spend more time each year planning for their yearly vacation than they do planning for their many years of retirement.

My process involves gathering information about your current situation as well as your specific retirement goals and then prepare a  personalized retirement plan analysis which will reflect if you’re currently on track of accomplishing your retirement objectives.

I take into account your desired retirement income needs, assumptions of: investment return rates, Social Security, inflation rate, taxation of different strategies, length of retirement, income distribution strategies, inheritances, legacy and charitable inclinations, and other pertinent information.

I then provide suggested ideas and recommended solutions that will help you accomplish your retirement goals.  Every financial tool and strategy has tradeoffs. Your decisions will have a significant impact on your future circumstances. I have over 38 years of experience working with my clients and observing the common issues that may influence your own retirement planning tactics.

I will prepare your customized analysis at no charge. I am ultimately compensated by having the opportunity to manage and properly allocate your retirement investments. This may involve fee-based advisory accounts, brokerage accounts, and/or retirement annuities. My team and I will provide the solutions and implementation.

I have a fiduciary responsibility to provide advice and direction that is most appropriate, prudent, and in your best interest. Ongoing reviews will continually update you on your status and progress.

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